Connecticut motorcycle insurance coverage

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Motorcycle Insurance in Connecticut

Every rider in the Connecticut & Massachusetts must have some form of liability coverage for their motorcycle so they can cover any losses that may be caused by an accident, which can include any bodily injury or property damage that resulted from a crash. In many ways, the requirements for motorcycle insurance are the same for car insurance. But, there are small differences. Before you decide to register your bike, you must provide proof that you have an active policy and that it meets state requirements. There are also specific minimum amounts for each part of liability coverage.

Minimum Liability Insurance Requirements

A motorcycle insurance policy in the state of Connecticut must have the following types of liability coverage:

  • At least $20,000 in bodily injury coverage for one person
  • At least $40,000 in total bodily injury coverage for more than one person
  • At least $10,000 in property damage coverage

While these are the minimum amounts, it may be advisable to get more liability coverage or purchase some additional options to get a higher level of protection.

Additional Coverage Options for Motorcycle Insurance


While the state of Connecticut has required minimums, there are additional coverage options that you should consider. This will give you more protection that goes beyond standard liability insurance. Some of these options include:

  • Collision – Pays for any damage to your bike if it has been caused by an accident
  • Comprehensive – Pays for any damage to your bike if it doesn’t involve a traffic accident
  • Medical Payments – Pays for the costs associated with any injuries that have been caused by an accident
  • Towing and Labor – Pays for towing fees and provides roadside assistance for your bike in case of a breakdown on the road

Be sure to speak to an agent at Innosure Insurance in Enfield, CT to get more information on the types of motorcycle coverage in your area.

Getting a Reliable Motorcycle Insurance Policy


If you are looking for motorcycle insurance, Innosure Insurance has agents who can help you get the coverage you need at a price that you can afford. We will make sure that your policy meets state required minimums, and we can talk to you about any other coverage options that you might want to consider. Be sure to contact our office to find out how we can help you.


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Servicing States

  • Connecticut
  • Massachusetts